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Solar panels in Philadelphia, PA

Roofs in Philadelphia get about 1,470 hours of usable sunlight a year — less than 54% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,470Sun hours / yr
22Panels typical
$17,556Cost after credit
8.9 yrPayback
Solar is reasonable in Philadelphia, not spectacular. A 8.9-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Philadelphia → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Philadelphia solar system costs

A 22-panel system (8.8 kW) is about right for an average Philadelphia home using 10,800 kWh a year. It would produce roughly 10,996 kWh annually and offset 100% of that usage.

Estimated economics by system size in Philadelphia, at 18.1¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 3,998$6,384 $724 8.8 yrs
12 panels4.8 kW 5,998$9,576 $1,086 8.8 yrs
16 panels6.4 kW 7,997$12,768 $1,447 8.8 yrs
20 panels8 kW 9,996$15,960 $1,809 8.8 yrs
26 panels10.4 kW 12,995$20,748 $2,054 10.1 yrs

How we worked this out for Philadelphia

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Philadelphia rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,470 sun hrs × 0.85 system losses
500 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 500 kWh per panel
22 panels
3System size
22 panels × 400W
8.80 kW
4Annual production
8.80 kW × 1,470 hrs × 0.85
10,996 kWh/yr
5Installed cost
8,800 W × $2.85 per watt, then −30% federal credit
$17,556
6Annual saving
3,780 kWh used as generated × 18.1¢  +  7,216 kWh exported × 18.1¢
$1,964/yr
7Payback
$17,556 ÷ $1,964 per year
8.9 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in Philadelphia is used the moment it is generated; the other 7,216 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.8 years against the 8.9 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 18.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Philadelphia gets 1,470 sun hours

That figure comes from Google's analysis of real rooftops across Philadelphia — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Philadelphia reaches about 1,545 hours, roughly 5% better than typical.

The numbers behind this page

Typical usable sunlight1,470 hrs/yr
Unshaded roof1,545 hrs/yr
Electricity rate (Pennsylvania avg)18.1¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here16
Google imagery from2024

When Philadelphia actually produces

Annual totals hide the thing that catches people out: 36% of Philadelphia's yearly sunlight arrives in May–July, and just 13% across November–January.

Estimated usable sun hours by month in Philadelphia (latitude 40.0°)
MonthSun hrsShare of year
Jan 66
Feb 89
Mar 119
Apr 150
May 172
Jun 181
Jul 176
Aug 158
Sep 130
Oct 98
Nov 71
Dec 60

Philadelphia produces about 3.0× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Philadelphia's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Philadelphia compares to the other 788 cities

MeasurePhiladelphia Rank of 788
Usable sunlight1,470 hrs428th
Sunlight lost to shade5%419th most
Median roof size99 m²705th largest
Electricity rate18.1¢283rd highest
Payback8.9 yrs222nd fastest
Grid carbon654 kg/MWh307th dirtiest

What actually stands out about Philadelphia:

  • Sunnier than the rest of Pennsylvania. Philadelphia roofs get 7% more usable sunlight than the typical Pennsylvania city we've measured — statewide averages will understate what you can expect here.

Cities with almost the same sunlight

These are the closest matches to Philadelphia's 1,470 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Pawtucket, RI 1,47028.3¢ 5.7 yrs
Chicago, IL 1,46916.3¢ 9.9 yrs
Toms River, NJ 1,47119.4¢ 8.3 yrs
New Haven, CT 1,47229.2¢ 5.5 yrs

Nearby cities

See all of Pennsylvania → statewide sunlight, rates, incentives and every city we've measured.

Philadelphia solar questions

How many solar panels do I need in Philadelphia?

About 22 panels for an average home using 10,800 kWh a year. Philadelphia roofs get 1,470 usable sun hours, so each 400W panel produces roughly 500 kWh annually. A typical Philadelphia roof fits about 38 panels, so check your usable roof area before assuming that many will fit.

Is solar worth it in Philadelphia?

At 18.1¢/kWh and 1,470 sun hours, a typical system pays for itself in about 8.9 years and returns roughly $31,535 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in Philadelphia?

A 8.8 kW system costs about $25,080 before incentives and $17,556 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Pennsylvania electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.