Solar panels in Tampa, FL
Roofs in Tampa get about 1,765 hours of usable sunlight a year — more than 79% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.
Check your specific roof in Tampa → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.
What a typical Tampa solar system costs
A 18-panel system (7.2 kW) is about right for an average Tampa home using 10,800 kWh a year. It would produce roughly 10,802 kWh annually and offset 100% of that usage.
| System | Size | kWh/yr | Net cost | Saves/yr | Payback |
|---|---|---|---|---|---|
| 8 panels | 3.2 kW | 4,801 | $6,384 | $735 | 8.7 yrs |
| 12 panels | 4.8 kW | 7,201 | $9,576 | $1,102 | 8.7 yrs |
| 16 panels | 6.4 kW | 9,602 | $12,768 | $1,469 | 8.7 yrs |
| 20 panels | 8 kW | 12,002 | $15,960 | $1,698 | 9.4 yrs |
| 26 panels | 10.4 kW | 15,603 | $20,748 | $1,836 | 11.3 yrs |
How we worked this out for Tampa
Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Tampa rooftops.
| # | Step | Result |
|---|---|---|
| 1 | What one panel makes here 400W ÷ 1000 × 1,765 sun hrs × 0.85 system losses |
600 kWh/yr |
| 2 | Panels needed to cover typical usage 10,800 kWh ÷ 600 kWh per panel |
18 panels |
| 3 | System size 18 panels × 400W |
7.20 kW |
| 4 | Annual production 7.20 kW × 1,765 hrs × 0.85 |
10,802 kWh/yr |
| 5 | Installed cost 7,200 W × $2.85 per watt, then −30% federal credit |
$14,364 |
| 6 | Annual saving 3,780 kWh used as generated × 15.3¢ + 7,022 kWh exported × 15.3¢ |
$1,652/yr |
| 7 | Payback $14,364 ÷ $1,652 per year |
8.7 years |
Step 6 matters more than it looks. Only 35% of what a system this size produces in Tampa is used the moment it is generated; the other 7,022 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.7 years against the 8.7 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.
Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 15.3¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.
Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.
Why Tampa gets 1,765 sun hours
That figure comes from Google's analysis of real rooftops across Tampa — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Tampa reaches about 1,807 hours, roughly 2% better than typical.
The numbers behind this page
| Typical usable sunlight | 1,765 hrs/yr |
|---|---|
| Unshaded roof | 1,807 hrs/yr |
| Electricity rate (Florida avg) | 15.3¢/kWh |
| Installed cost assumed | $2.85/W |
| Panel size assumed | 400 W |
| Federal tax credit | 30% |
| Typical household usage | 10,800 kWh/yr |
| Power used as generated | 35% |
| Paid for exported power | full retail (net metering) |
| Rooftops sampled here | 14 |
| Google imagery from | 2023 |
When Tampa actually produces
Annual totals hide the thing that catches people out: 31% of Tampa's yearly sunlight arrives in May–July, and just 17% across November–January.
| Month | Sun hrs | Share of year |
|---|---|---|
| Jan | 103 | |
| Feb | 124 | |
| Mar | 148 | |
| Apr | 170 | |
| May | 183 | |
| Jun | 187 | |
| Jul | 185 | |
| Aug | 175 | |
| Sep | 156 | |
| Oct | 131 | |
| Nov | 108 | |
| Dec | 97 |
Output is unusually steady — only about 1.9× between Jun and Dec. Tampa is close enough to the equator that seasonal variation is mild, which makes sizing a system considerably more predictable.
The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Tampa's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.
How Tampa compares to the other 788 cities
| Measure | Tampa | Rank of 788 |
|---|---|---|
| Usable sunlight | 1,765 hrs | 164th |
| Sunlight lost to shade | 2% | 695th most |
| Median roof size | 182 m² | 427th largest |
| Electricity rate | 15.3¢ | 344th highest |
| Payback | 8.7 yrs | 172nd fastest |
| Grid carbon | 541 kg/MWh | 443rd dirtiest |
What actually stands out about Tampa:
- Unusually open roofs. Only 2% of available sunlight is lost to obstruction in Tampa — better than all but 93 of the 788 cities measured. Most roofs here get close to their theoretical maximum.
Cities with almost the same sunlight
These are the closest matches to Tampa's 1,765 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.
| City | Sun hrs | Rate | Payback |
|---|---|---|---|
| Plano, TX | 1,765 | 15.1¢ | 8.8 yrs |
| Grand Island, NE | 1,762 | 11.2¢ | 12.4 yrs |
| Frisco, TX | 1,762 | 15.1¢ | 9.2 yrs |
| Brownsville, TX | 1,770 | 15.1¢ | 8.8 yrs |
Nearby cities
See all of Florida → statewide sunlight, rates, incentives and every city we've measured.
Tampa solar questions
How many solar panels do I need in Tampa?
About 18 panels for an average home using 10,800 kWh a year. Tampa roofs get 1,765 usable sun hours, so each 400W panel produces roughly 600 kWh annually. A typical Tampa roof fits about 57 panels, so roof space is unlikely to be your limit.
Is solar worth it in Tampa?
At 15.3¢/kWh and 1,765 sun hours, a typical system pays for itself in about 8.7 years and returns roughly $26,948 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.
How much do solar panels cost in Tampa?
A 7.2 kW system costs about $20,520 before incentives and $14,364 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.
Worth reading before you buy
Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Florida electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.