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Solar panels in Troy, MI

Roofs in Troy get about 1,455 hours of usable sunlight a year — less than 58% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,455Sun hours / yr
22Panels typical
$17,556Cost after credit
8.5 yrPayback
Solar is reasonable in Troy, not spectacular. A 8.5-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Troy → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Troy solar system costs

A 22-panel system (8.8 kW) is about right for an average Troy home using 10,800 kWh a year. It would produce roughly 10,883 kWh annually and offset 100% of that usage.

Estimated economics by system size in Troy, at 19.1¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 3,958$6,384 $756 8.4 yrs
12 panels4.8 kW 5,936$9,576 $1,134 8.4 yrs
16 panels6.4 kW 7,915$12,768 $1,512 8.4 yrs
20 panels8 kW 9,894$15,960 $1,890 8.4 yrs
26 panels10.4 kW 12,862$20,748 $2,161 9.6 yrs

How we worked this out for Troy

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Troy rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,455 sun hrs × 0.85 system losses
495 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 495 kWh per panel
22 panels
3System size
22 panels × 400W
8.80 kW
4Annual production
8.80 kW × 1,455 hrs × 0.85
10,883 kWh/yr
5Installed cost
8,800 W × $2.85 per watt, then −30% federal credit
$17,556
6Annual saving
3,780 kWh used as generated × 19.1¢  +  7,103 kWh exported × 19.1¢
$2,067/yr
7Payback
$17,556 ÷ $2,067 per year
8.5 years

Step 6 matters more than it looks. Only 35% of what a system this size produces in Troy is used the moment it is generated; the other 7,103 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.4 years against the 8.5 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 19.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Troy gets 1,455 sun hours

That figure comes from Google's analysis of real rooftops across Troy — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Troy reaches about 1,550 hours, roughly 7% better than typical.

The numbers behind this page

Typical usable sunlight1,455 hrs/yr
Unshaded roof1,550 hrs/yr
Electricity rate (Michigan avg)19.1¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated35%
Paid for exported powerfull retail (net metering)
Rooftops sampled here14
Google imagery from2022

When Troy actually produces

Annual totals hide the thing that catches people out: 37% of Troy's yearly sunlight arrives in May–July, and just 12% across November–January.

Estimated usable sun hours by month in Troy (latitude 42.6°)
MonthSun hrsShare of year
Jan 60
Feb 85
Mar 116
Apr 151
May 175
Jun 186
Jul 180
Aug 160
Sep 129
Oct 94
Nov 66
Dec 54

Troy produces about 3.4× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Troy's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Troy compares to the other 788 cities

MeasureTroy Rank of 788
Usable sunlight1,455 hrs457th
Sunlight lost to shade6%285th most
Median roof size319 m²99th largest
Electricity rate19.1¢263rd highest
Payback8.5 yrs163rd fastest
Grid carbon824 kg/MWh127th dirtiest

What actually stands out about Troy:

  • Plenty of roof to work with. Typical roofs here fit around 107 panels — roughly 4× what an average home needs. Roof size will not be what limits your system in Troy.

Cities with almost the same sunlight

These are the closest matches to Troy's 1,455 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Brooklyn Park, MN 1,45514.8¢ 11 yrs
Rockford, IL 1,45316.3¢ 10 yrs
Rockville, MD 1,45318.3¢ 8.9 yrs
Mount Vernon, NY 1,45724.3¢ 6.7 yrs

Nearby cities

See all of Michigan → statewide sunlight, rates, incentives and every city we've measured.

Troy solar questions

How many solar panels do I need in Troy?

About 22 panels for an average home using 10,800 kWh a year. Troy roofs get 1,455 usable sun hours, so each 400W panel produces roughly 495 kWh annually. A typical Troy roof fits about 107 panels, so roof space is unlikely to be your limit.

Is solar worth it in Troy?

At 19.1¢/kWh and 1,455 sun hours, a typical system pays for itself in about 8.5 years and returns roughly $34,114 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in Troy?

A 8.8 kW system costs about $25,080 before incentives and $17,556 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Michigan electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.