Solar panels in White Plains, NY
Roofs in White Plains get about 1,266 hours of usable sunlight a year — less than 82% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.
Check your specific roof in White Plains → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.
What a typical White Plains solar system costs
A 26-panel system (10.4 kW) is about right for an average White Plains home using 10,800 kWh a year. It would produce roughly 11,191 kWh annually and offset 100% of that usage.
| System | Size | kWh/yr | Net cost | Saves/yr | Payback |
|---|---|---|---|---|---|
| 8 panels | 3.2 kW | 3,444 | $6,384 | $837 | 7.6 yrs |
| 12 panels | 4.8 kW | 5,165 | $9,576 | $1,255 | 7.6 yrs |
| 16 panels | 6.4 kW | 6,887 | $12,768 | $1,674 | 7.6 yrs |
| 20 panels | 8 kW | 8,609 | $15,960 | $2,092 | 7.6 yrs |
| 26 panels | 10.4 kW | 11,191 | $20,748 | $2,648 | 7.8 yrs |
How we worked this out for White Plains
Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from White Plains rooftops.
| # | Step | Result |
|---|---|---|
| 1 | What one panel makes here 400W ÷ 1000 × 1,266 sun hrs × 0.85 system losses |
430 kWh/yr |
| 2 | Panels needed to cover typical usage 10,800 kWh ÷ 430 kWh per panel |
26 panels |
| 3 | System size 26 panels × 400W |
10.40 kW |
| 4 | Annual production 10.40 kW × 1,266 hrs × 0.85 |
11,191 kWh/yr |
| 5 | Installed cost 10,400 W × $2.85 per watt, then −30% federal credit |
$20,748 |
| 6 | Annual saving 3,780 kWh used as generated × 24.3¢ + 7,411 kWh exported × 24.3¢ |
$2,648/yr |
| 7 | Payback $20,748 ÷ $2,648 per year |
7.8 years |
Step 6 matters more than it looks. Only 34% of what a system this size produces in White Plains is used the moment it is generated; the other 7,411 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 7.6 years against the 7.8 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.
Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 24.3¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.
Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.
Why White Plains gets 1,266 sun hours
That figure comes from Google's analysis of real rooftops across White Plains — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in White Plains reaches about 1,498 hours, roughly 18% better than typical.
The numbers behind this page
| Typical usable sunlight | 1,266 hrs/yr |
|---|---|
| Unshaded roof | 1,498 hrs/yr |
| Electricity rate (New York avg) | 24.3¢/kWh |
| Installed cost assumed | $2.85/W |
| Panel size assumed | 400 W |
| Federal tax credit | 30% |
| Typical household usage | 10,800 kWh/yr |
| Power used as generated | 34% |
| Paid for exported power | full retail (net metering) |
| Rooftops sampled here | 14 |
| Google imagery from | 2024 |
When White Plains actually produces
Annual totals hide the thing that catches people out: 36% of White Plains's yearly sunlight arrives in May–July, and just 13% across November–January.
| Month | Sun hrs | Share of year |
|---|---|---|
| Jan | 55 | |
| Feb | 75 | |
| Mar | 102 | |
| Apr | 130 | |
| May | 150 | |
| Jun | 158 | |
| Jul | 154 | |
| Aug | 137 | |
| Sep | 112 | |
| Oct | 83 | |
| Nov | 60 | |
| Dec | 50 |
White Plains produces about 3.2× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.
The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at White Plains's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.
How White Plains compares to the other 788 cities
| Measure | White Plains | Rank of 788 |
|---|---|---|
| Usable sunlight | 1,266 hrs | 643rd |
| Sunlight lost to shade | 15% | 13th most |
| Median roof size | 203 m² | 355th largest |
| Electricity rate | 24.3¢ | 234th highest |
| Payback | 7.8 yrs | 75th fastest |
| Grid carbon | 482 kg/MWh | 494th dirtiest |
What actually stands out about White Plains:
- Shading is a real problem here. White Plains loses 15% of its potential sunlight to trees, chimneys and neighbouring buildings — the 13th-worst of the 788 cities measured. Panel placement matters more here than in most places, and a roof survey is worth more than a phone quote.
- Dimmer than the rest of New York. White Plains roofs get 8% less usable sunlight than the typical New York city we've measured — statewide averages will overstate what you can expect here.
Cities with almost the same sunlight
These are the closest matches to White Plains's 1,266 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.
| City | Sun hrs | Rate | Payback |
|---|---|---|---|
| Brockton, MA | 1,269 | 30.1¢ | 6.3 yrs |
| Seattle, WA | 1,262 | 11.3¢ | 16.9 yrs |
| Augusta, ME | 1,270 | 24.8¢ | 7.7 yrs |
| Lebanon, NH | 1,261 | 25.3¢ | 7.5 yrs |
Nearby cities
See all of New York → statewide sunlight, rates, incentives and every city we've measured.
White Plains solar questions
How many solar panels do I need in White Plains?
About 26 panels for an average home using 10,800 kWh a year. White Plains roofs get 1,266 usable sun hours, so each 400W panel produces roughly 430 kWh annually. A typical White Plains roof fits about 62 panels, so roof space is unlikely to be your limit.
Is solar worth it in White Plains?
At 24.3¢/kWh and 1,266 sun hours, a typical system pays for itself in about 7.8 years and returns roughly $45,456 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.
How much do solar panels cost in White Plains?
A 10.4 kW system costs about $29,640 before incentives and $20,748 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.
Worth reading before you buy
Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average New York electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.