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Solar panels in New Rochelle, NY

Roofs in New Rochelle get about 1,478 hours of usable sunlight a year — less than 53% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,478Sun hours / yr
22Panels typical
$17,556Cost after credit
6.7 yrPayback
Solar looks strong in New Rochelle. A payback under 8 years is good — you own roughly 18 years of nearly free electricity after that.

Check your specific roof in New Rochelle → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical New Rochelle solar system costs

A 22-panel system (8.8 kW) is about right for an average New Rochelle home using 10,800 kWh a year. It would produce roughly 11,055 kWh annually and offset 100% of that usage.

Estimated economics by system size in New Rochelle, at 24.3¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,020$6,384 $977 6.5 yrs
12 panels4.8 kW 6,030$9,576 $1,465 6.5 yrs
16 panels6.4 kW 8,040$12,768 $1,954 6.5 yrs
20 panels8 kW 10,050$15,960 $2,442 6.5 yrs
26 panels10.4 kW 13,066$20,748 $2,762 7.5 yrs

How we worked this out for New Rochelle

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from New Rochelle rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,478 sun hrs × 0.85 system losses
503 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 503 kWh per panel
22 panels
3System size
22 panels × 400W
8.80 kW
4Annual production
8.80 kW × 1,478 hrs × 0.85
11,055 kWh/yr
5Installed cost
8,800 W × $2.85 per watt, then −30% federal credit
$17,556
6Annual saving
3,780 kWh used as generated × 24.3¢  +  7,275 kWh exported × 24.3¢
$2,640/yr
7Payback
$17,556 ÷ $2,640 per year
6.7 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in New Rochelle is used the moment it is generated; the other 7,275 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 6.5 years against the 6.7 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 24.3¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why New Rochelle gets 1,478 sun hours

That figure comes from Google's analysis of real rooftops across New Rochelle — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in New Rochelle reaches about 1,565 hours, roughly 6% better than typical.

The numbers behind this page

Typical usable sunlight1,478 hrs/yr
Unshaded roof1,565 hrs/yr
Electricity rate (New York avg)24.3¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here11
Google imagery from2024

When New Rochelle actually produces

Annual totals hide the thing that catches people out: 36% of New Rochelle's yearly sunlight arrives in May–July, and just 13% across November–January.

Estimated usable sun hours by month in New Rochelle (latitude 40.9°)
MonthSun hrsShare of year
Jan 65
Feb 88
Mar 119
Apr 152
May 175
Jun 184
Jul 179
Aug 160
Sep 131
Oct 97
Nov 70
Dec 58

New Rochelle produces about 3.2× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at New Rochelle's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How New Rochelle compares to the other 788 cities

MeasureNew Rochelle Rank of 788
Usable sunlight1,478 hrs418th
Sunlight lost to shade6%354th most
Median roof size159 m²511th largest
Electricity rate24.3¢233rd highest
Payback6.7 yrs30th fastest
Grid carbon482 kg/MWh493rd dirtiest

What actually stands out about New Rochelle:

  • Sunnier than the rest of New York. New Rochelle roofs get 8% more usable sunlight than the typical New York city we've measured — statewide averages will understate what you can expect here.

Cities with almost the same sunlight

These are the closest matches to New Rochelle's 1,478 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Marietta, GA 1,47714.1¢ 11.5 yrs
Concord, NC 1,47913.2¢ 12.2 yrs
Richmond, VA 1,48014.2¢ 11.4 yrs
Silver Spring, MD 1,48118.3¢ 8.8 yrs

Nearby cities

See all of New York → statewide sunlight, rates, incentives and every city we've measured.

New Rochelle solar questions

How many solar panels do I need in New Rochelle?

About 22 panels for an average home using 10,800 kWh a year. New Rochelle roofs get 1,478 usable sun hours, so each 400W panel produces roughly 503 kWh annually. A typical New Rochelle roof fits about 40 panels, so check your usable roof area before assuming that many will fit.

Is solar worth it in New Rochelle?

At 24.3¢/kWh and 1,478 sun hours, a typical system pays for itself in about 6.7 years and returns roughly $48,442 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in New Rochelle?

A 8.8 kW system costs about $25,080 before incentives and $17,556 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average New York electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.