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Solar panels in Jacksonville, FL

Roofs in Jacksonville get about 1,612 hours of usable sunlight a year — more than 65% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,612Sun hours / yr
20Panels typical
$15,960Cost after credit
9.6 yrPayback
Solar is reasonable in Jacksonville, not spectacular. A 9.6-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Jacksonville → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Jacksonville solar system costs

A 20-panel system (8 kW) is about right for an average Jacksonville home using 10,800 kWh a year. It would produce roughly 10,962 kWh annually and offset 100% of that usage.

Estimated economics by system size in Jacksonville, at 15.3¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,385$6,384 $671 9.5 yrs
12 panels4.8 kW 6,577$9,576 $1,006 9.5 yrs
16 panels6.4 kW 8,769$12,768 $1,342 9.5 yrs
20 panels8 kW 10,962$15,960 $1,659 9.6 yrs
26 panels10.4 kW 14,250$20,748 $1,784 11.6 yrs

How we worked this out for Jacksonville

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Jacksonville rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,612 sun hrs × 0.85 system losses
548 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 548 kWh per panel
20 panels
3System size
20 panels × 400W
8.00 kW
4Annual production
8.00 kW × 1,612 hrs × 0.85
10,962 kWh/yr
5Installed cost
8,000 W × $2.85 per watt, then −30% federal credit
$15,960
6Annual saving
3,780 kWh used as generated × 15.3¢  +  7,182 kWh exported × 15.3¢
$1,659/yr
7Payback
$15,960 ÷ $1,659 per year
9.6 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in Jacksonville is used the moment it is generated; the other 7,182 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 9.5 years against the 9.6 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 15.3¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Jacksonville gets 1,612 sun hours

That figure comes from Google's analysis of real rooftops across Jacksonville — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Jacksonville reaches about 1,696 hours, roughly 5% better than typical.

The numbers behind this page

Typical usable sunlight1,612 hrs/yr
Unshaded roof1,696 hrs/yr
Electricity rate (Florida avg)15.3¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here13
Google imagery from2023

When Jacksonville actually produces

Annual totals hide the thing that catches people out: 32% of Jacksonville's yearly sunlight arrives in May–July, and just 17% across November–January.

Estimated usable sun hours by month in Jacksonville (latitude 30.3°)
MonthSun hrsShare of year
Jan 90
Feb 110
Mar 134
Apr 157
May 171
Jun 176
Jul 173
Aug 162
Sep 142
Oct 117
Nov 95
Dec 84

Output is unusually steady — only about 2.1× between Jun and Dec. Jacksonville is close enough to the equator that seasonal variation is mild, which makes sizing a system considerably more predictable.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Jacksonville's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Jacksonville compares to the other 788 cities

MeasureJacksonville Rank of 788
Usable sunlight1,612 hrs272nd
Sunlight lost to shade5%405th most
Median roof size225 m²282nd largest
Electricity rate15.3¢346th highest
Payback9.6 yrs309th fastest
Grid carbon541 kg/MWh445th dirtiest

What actually stands out about Jacksonville:

  • Dimmer than the rest of Florida. Jacksonville roofs get 9% less usable sunlight than the typical Florida city we've measured — statewide averages will overstate what you can expect here.

Cities with almost the same sunlight

These are the closest matches to Jacksonville's 1,612 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Mobile, AL 1,61315.5¢ 9.5 yrs
Memphis, TN 1,61512.1¢ 12.2 yrs
Auburn, AL 1,60915.5¢ 9.5 yrs
Wenatchee, WA 1,61511.3¢ 13 yrs

Nearby cities

See all of Florida → statewide sunlight, rates, incentives and every city we've measured.

Jacksonville solar questions

How many solar panels do I need in Jacksonville?

About 20 panels for an average home using 10,800 kWh a year. Jacksonville roofs get 1,612 usable sun hours, so each 400W panel produces roughly 548 kWh annually. A typical Jacksonville roof fits about 63 panels, so roof space is unlikely to be your limit.

Is solar worth it in Jacksonville?

At 15.3¢/kWh and 1,612 sun hours, a typical system pays for itself in about 9.6 years and returns roughly $25,505 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in Jacksonville?

A 8 kW system costs about $22,800 before incentives and $15,960 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Florida electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.