Home › Solar by city › New Jersey › Jersey City

Solar panels in Jersey City, NJ

Roofs in Jersey City get about 1,473 hours of usable sunlight a year — less than 54% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,473Sun hours / yr
22Panels typical
$17,556Cost after credit
8.3 yrPayback
Solar is reasonable in Jersey City, not spectacular. A 8.3-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Jersey City → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Jersey City solar system costs

A 22-panel system (8.8 kW) is about right for an average Jersey City home using 10,800 kWh a year. It would produce roughly 11,018 kWh annually and offset 100% of that usage.

Estimated economics by system size in Jersey City, at 19.4¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,007$6,384 $777 8.2 yrs
12 panels4.8 kW 6,010$9,576 $1,166 8.2 yrs
16 panels6.4 kW 8,013$12,768 $1,555 8.2 yrs
20 panels8 kW 10,016$15,960 $1,943 8.2 yrs
26 panels10.4 kW 13,021$20,748 $2,203 9.4 yrs

How we worked this out for Jersey City

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Jersey City rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,473 sun hrs × 0.85 system losses
501 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 501 kWh per panel
22 panels
3System size
22 panels × 400W
8.80 kW
4Annual production
8.80 kW × 1,473 hrs × 0.85
11,018 kWh/yr
5Installed cost
8,800 W × $2.85 per watt, then −30% federal credit
$17,556
6Annual saving
3,780 kWh used as generated × 19.4¢  +  7,238 kWh exported × 19.4¢
$2,106/yr
7Payback
$17,556 ÷ $2,106 per year
8.3 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in Jersey City is used the moment it is generated; the other 7,238 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.2 years against the 8.3 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 19.4¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Jersey City gets 1,473 sun hours

That figure comes from Google's analysis of real rooftops across Jersey City — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Jersey City reaches about 1,514 hours, roughly 3% better than typical.

The numbers behind this page

Typical usable sunlight1,473 hrs/yr
Unshaded roof1,514 hrs/yr
Electricity rate (New Jersey avg)19.4¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here12
Google imagery from2024

When Jersey City actually produces

Annual totals hide the thing that catches people out: 36% of Jersey City's yearly sunlight arrives in May–July, and just 13% across November–January.

Estimated usable sun hours by month in Jersey City (latitude 40.7°)
MonthSun hrsShare of year
Jan 65
Feb 88
Mar 119
Apr 151
May 174
Jun 183
Jul 178
Aug 160
Sep 130
Oct 97
Nov 70
Dec 58

Jersey City produces about 3.1× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Jersey City's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Jersey City compares to the other 788 cities

MeasureJersey City Rank of 788
Usable sunlight1,473 hrs423rd
Sunlight lost to shade3%660th most
Median roof size550 m²5th largest
Electricity rate19.4¢245th highest
Payback8.3 yrs118th fastest
Grid carbon654 kg/MWh306th dirtiest

What actually stands out about Jersey City:

  • Plenty of roof to work with. Typical roofs here fit around 141 panels — roughly 6× what an average home needs. Roof size will not be what limits your system in Jersey City.
  • Large roofs. At a median of 550 m², Jersey City has the 5th-largest typical roof footprint we've measured.

Cities with almost the same sunlight

These are the closest matches to Jersey City's 1,473 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
New Haven, CT 1,47229.2¢ 5.5 yrs
Evansville, IN 1,47415.3¢ 10.6 yrs
Toledo, OH 1,47415.2¢ 10.6 yrs
Davenport, IA 1,47213.2¢ 12.3 yrs

Nearby cities

See all of New Jersey → statewide sunlight, rates, incentives and every city we've measured.

Jersey City solar questions

How many solar panels do I need in Jersey City?

About 22 panels for an average home using 10,800 kWh a year. Jersey City roofs get 1,473 usable sun hours, so each 400W panel produces roughly 501 kWh annually. A typical Jersey City roof fits about 141 panels, so roof space is unlikely to be your limit.

Is solar worth it in Jersey City?

At 19.4¢/kWh and 1,473 sun hours, a typical system pays for itself in about 8.3 years and returns roughly $35,088 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in Jersey City?

A 8.8 kW system costs about $25,080 before incentives and $17,556 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average New Jersey electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.