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Solar panels in New Jersey

Roofs across New Jersey get about 1,440 hours of usable sunlight a year, and electricity costs 19.4¢/kWh. That combination puts a typical system's payback at 8.7 years. Here's the detail, from real rooftop data across 12 New Jersey cities.

1,440Sun hours / yr
19.4¢Per kWh
23Panels typical
8.7 yrPayback
New Jersey is a middling solar market. A 8.7-year payback still beats leaving the money in a savings account over 25 years, but it is not the slam dunk the ads suggest.

Check your own roof in New Jersey → These are regional figures; your roof's size, pitch and shading move them a lot.

How New Jersey compares

New Jersey gets more sunlight than 39% of the cities we measure, and its electricity costs more than 68% of states and provinces. Both matter, but not equally: the electricity rate usually matters more, because solar saves money by replacing power you would otherwise buy. A sunny state with cheap power often pays back slower than a cloudy state with expensive power. Why that happens →

Solar by city in New Jersey

CitySun hrs/yrPanels Net costPayback
Edison 1,483 22 $17,556 8.3 yrs
Jersey City 1,473 22 $17,556 8.3 yrs
Toms River 1,471 22 $17,556 8.3 yrs
Hamilton Township 1,467 22 $17,556 8.3 yrs
Newark 1,464 22 $17,556 8.4 yrs
Passaic 1,440 23 $18,354 8.7 yrs
Clifton 1,438 23 $18,354 8.7 yrs
Lakewood 1,430 23 $18,354 8.7 yrs
Elizabeth 1,428 23 $18,354 8.7 yrs
Woodbridge Township 1,422 23 $18,354 8.7 yrs
Trenton 1,420 23 $18,354 8.7 yrs
Paterson 1,362 24 $19,152 9.1 yrs

What a system costs in New Jersey

SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 3,917$6,384 $760 8.4 yrs
12 panels4.8 kW 5,875$9,576 $1,140 8.4 yrs
16 panels6.4 kW 7,834$12,768 $1,520 8.4 yrs
20 panels8 kW 9,792$15,960 $1,900 8.4 yrs
26 panels10.4 kW 12,730$20,748 $2,189 9.5 yrs

Payback stops improving as systems grow, then gets worse. You can only save on electricity you were going to buy, so once a system covers your usage the extra panels mostly export at a lower rate.

New Jersey solar incentives

Every US household can claim the 30% federal residential clean energy credit, which is what the "after credit" figures above assume. On a $26,220 system that is $7,866 back. How the credit works →

State, utility and municipal incentives stack on top and change often — New Jersey may offer rebates, property or sales tax exemptions, or performance payments. We deliberately don't list specific state programmes here because they change several times a year and stale numbers are worse than none. The DSIRE database is the standard reference and is kept current.

Net metering is the one to actually check. It decides what your utility pays for exported power, and it affects your return far more than most rebates. Rules vary by utility, not just by state, and have been getting less generous. Ask any installer exactly which net metering tariff you would be on.

New Jersey solar questions

Is solar worth it in New Jersey?

At 19.4¢/kWh and 1,440 usable sun hours, a typical New Jersey system pays back in about 8.7 years and returns roughly $34,585 across a 25-year panel life. That is a solid return, and rising electricity prices only improve it. Individual cities in New Jersey vary widely around this average.

How many solar panels do I need in New Jersey?

About 23 panels for a home using 10,800 kWh a year. Each 400W panel produces roughly 490 kWh annually at New Jersey sunlight levels. Your own figure depends on actual usage — pull a year of bills rather than assuming average consumption, since heating and EV charging change it a lot.

How much do solar panels cost in New Jersey?

A 9.2 kW system runs about $26,220 before incentives and $18,354 after the 30% federal credit, or roughly $2.85 per watt installed. Quotes vary widely by installer, roof complexity and whether your electrical panel needs upgrading — get three before deciding.

Worth reading before you buy

Regional estimates generated 2026-08-22 from Google Solar API rooftop samples across 12 New Jersey cities, and average New Jersey electricity rates. Not a quote and not financial or tax advice.