Solar panels in McAllen, TX
Roofs in McAllen get about 1,784 hours of usable sunlight a year — more than 81% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.
Check your specific roof in McAllen → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.
What a typical McAllen solar system costs
A 18-panel system (7.2 kW) is about right for an average McAllen home using 10,800 kWh a year. It would produce roughly 10,918 kWh annually and offset 100% of that usage.
| System | Size | kWh/yr | Net cost | Saves/yr | Payback |
|---|---|---|---|---|---|
| 8 panels | 3.2 kW | 4,852 | $6,384 | $733 | 8.7 yrs |
| 12 panels | 4.8 kW | 7,279 | $9,576 | $1,099 | 8.7 yrs |
| 16 panels | 6.4 kW | 9,705 | $12,768 | $1,465 | 8.7 yrs |
| 20 panels | 8 kW | 12,131 | $15,960 | $1,681 | 9.5 yrs |
| 26 panels | 10.4 kW | 15,771 | $20,748 | $1,818 | 11.4 yrs |
How we worked this out for McAllen
Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from McAllen rooftops.
| # | Step | Result |
|---|---|---|
| 1 | What one panel makes here 400W ÷ 1000 × 1,784 sun hrs × 0.85 system losses |
607 kWh/yr |
| 2 | Panels needed to cover typical usage 10,800 kWh ÷ 607 kWh per panel |
18 panels |
| 3 | System size 18 panels × 400W |
7.20 kW |
| 4 | Annual production 7.20 kW × 1,784 hrs × 0.85 |
10,918 kWh/yr |
| 5 | Installed cost 7,200 W × $2.85 per watt, then −30% federal credit |
$14,364 |
| 6 | Annual saving 3,780 kWh used as generated × 15.1¢ + 7,138 kWh exported × 15.1¢ |
$1,635/yr |
| 7 | Payback $14,364 ÷ $1,635 per year |
8.8 years |
Step 6 matters more than it looks. Only 35% of what a system this size produces in McAllen is used the moment it is generated; the other 7,138 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.7 years against the 8.8 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.
Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 15.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.
Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.
Why McAllen gets 1,784 sun hours
That figure comes from Google's analysis of real rooftops across McAllen — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in McAllen reaches about 1,824 hours, roughly 2% better than typical.
The numbers behind this page
| Typical usable sunlight | 1,784 hrs/yr |
|---|---|
| Unshaded roof | 1,824 hrs/yr |
| Electricity rate (Texas avg) | 15.1¢/kWh |
| Installed cost assumed | $2.85/W |
| Panel size assumed | 400 W |
| Federal tax credit | 30% |
| Typical household usage | 10,800 kWh/yr |
| Power used as generated | 35% |
| Paid for exported power | full retail (net metering) |
| Rooftops sampled here | 15 |
| Google imagery from | 2023 |
When McAllen actually produces
Annual totals hide the thing that catches people out: 31% of McAllen's yearly sunlight arrives in May–July, and just 18% across November–January.
| Month | Sun hrs | Share of year |
|---|---|---|
| Jan | 107 | |
| Feb | 127 | |
| Mar | 150 | |
| Apr | 171 | |
| May | 182 | |
| Jun | 186 | |
| Jul | 183 | |
| Aug | 174 | |
| Sep | 157 | |
| Oct | 134 | |
| Nov | 112 | |
| Dec | 101 |
Output is unusually steady — only about 1.8× between Jun and Dec. McAllen is close enough to the equator that seasonal variation is mild, which makes sizing a system considerably more predictable.
The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at McAllen's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.
How McAllen compares to the other 788 cities
| Measure | McAllen | Rank of 788 |
|---|---|---|
| Usable sunlight | 1,784 hrs | 149th |
| Sunlight lost to shade | 2% | 702nd most |
| Median roof size | 124 m² | 639th largest |
| Electricity rate | 15.1¢ | 485th highest |
| Payback | 8.8 yrs | 215th fastest |
| Grid carbon | 639 kg/MWh | 393rd dirtiest |
What actually stands out about McAllen:
- Unusually open roofs. Only 2% of available sunlight is lost to obstruction in McAllen — better than all but 86 of the 788 cities measured. Most roofs here get close to their theoretical maximum.
Cities with almost the same sunlight
These are the closest matches to McAllen's 1,784 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.
| City | Sun hrs | Rate | Payback |
|---|---|---|---|
| Daly City, CA | 1,783 | 31.2¢ | 8.8 yrs |
| Fort Myers, FL | 1,783 | 15.3¢ | 8.7 yrs |
| Honolulu, HI | 1,787 | 42.1¢ | 3.1 yrs |
| Norman, OK | 1,781 | 12.1¢ | 11 yrs |
Nearby cities
See all of Texas → statewide sunlight, rates, incentives and every city we've measured.
McAllen solar questions
How many solar panels do I need in McAllen?
About 18 panels for an average home using 10,800 kWh a year. McAllen roofs get 1,784 usable sun hours, so each 400W panel produces roughly 607 kWh annually. A typical McAllen roof fits about 39 panels, so roof space is unlikely to be your limit.
Is solar worth it in McAllen?
At 15.1¢/kWh and 1,784 sun hours, a typical system pays for itself in about 8.8 years and returns roughly $26,517 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.
How much do solar panels cost in McAllen?
A 7.2 kW system costs about $20,520 before incentives and $14,364 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.
Worth reading before you buy
Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Texas electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.