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Solar panels in McAllen, TX

Roofs in McAllen get about 1,784 hours of usable sunlight a year — more than 81% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,784Sun hours / yr
18Panels typical
$14,364Cost after credit
8.8 yrPayback
Solar is reasonable in McAllen, not spectacular. A 8.8-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in McAllen → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical McAllen solar system costs

A 18-panel system (7.2 kW) is about right for an average McAllen home using 10,800 kWh a year. It would produce roughly 10,918 kWh annually and offset 100% of that usage.

Estimated economics by system size in McAllen, at 15.1¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,852$6,384 $733 8.7 yrs
12 panels4.8 kW 7,279$9,576 $1,099 8.7 yrs
16 panels6.4 kW 9,705$12,768 $1,465 8.7 yrs
20 panels8 kW 12,131$15,960 $1,681 9.5 yrs
26 panels10.4 kW 15,771$20,748 $1,818 11.4 yrs

How we worked this out for McAllen

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from McAllen rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,784 sun hrs × 0.85 system losses
607 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 607 kWh per panel
18 panels
3System size
18 panels × 400W
7.20 kW
4Annual production
7.20 kW × 1,784 hrs × 0.85
10,918 kWh/yr
5Installed cost
7,200 W × $2.85 per watt, then −30% federal credit
$14,364
6Annual saving
3,780 kWh used as generated × 15.1¢  +  7,138 kWh exported × 15.1¢
$1,635/yr
7Payback
$14,364 ÷ $1,635 per year
8.8 years

Step 6 matters more than it looks. Only 35% of what a system this size produces in McAllen is used the moment it is generated; the other 7,138 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.7 years against the 8.8 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 15.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why McAllen gets 1,784 sun hours

That figure comes from Google's analysis of real rooftops across McAllen — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in McAllen reaches about 1,824 hours, roughly 2% better than typical.

The numbers behind this page

Typical usable sunlight1,784 hrs/yr
Unshaded roof1,824 hrs/yr
Electricity rate (Texas avg)15.1¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated35%
Paid for exported powerfull retail (net metering)
Rooftops sampled here15
Google imagery from2023

When McAllen actually produces

Annual totals hide the thing that catches people out: 31% of McAllen's yearly sunlight arrives in May–July, and just 18% across November–January.

Estimated usable sun hours by month in McAllen (latitude 26.2°)
MonthSun hrsShare of year
Jan 107
Feb 127
Mar 150
Apr 171
May 182
Jun 186
Jul 183
Aug 174
Sep 157
Oct 134
Nov 112
Dec 101

Output is unusually steady — only about 1.8× between Jun and Dec. McAllen is close enough to the equator that seasonal variation is mild, which makes sizing a system considerably more predictable.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at McAllen's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How McAllen compares to the other 788 cities

MeasureMcAllen Rank of 788
Usable sunlight1,784 hrs149th
Sunlight lost to shade2%702nd most
Median roof size124 m²639th largest
Electricity rate15.1¢485th highest
Payback8.8 yrs215th fastest
Grid carbon639 kg/MWh393rd dirtiest

What actually stands out about McAllen:

  • Unusually open roofs. Only 2% of available sunlight is lost to obstruction in McAllen — better than all but 86 of the 788 cities measured. Most roofs here get close to their theoretical maximum.

Cities with almost the same sunlight

These are the closest matches to McAllen's 1,784 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Daly City, CA 1,78331.2¢ 8.8 yrs
Fort Myers, FL 1,78315.3¢ 8.7 yrs
Honolulu, HI 1,78742.1¢ 3.1 yrs
Norman, OK 1,78112.1¢ 11 yrs

Nearby cities

See all of Texas → statewide sunlight, rates, incentives and every city we've measured.

McAllen solar questions

How many solar panels do I need in McAllen?

About 18 panels for an average home using 10,800 kWh a year. McAllen roofs get 1,784 usable sun hours, so each 400W panel produces roughly 607 kWh annually. A typical McAllen roof fits about 39 panels, so roof space is unlikely to be your limit.

Is solar worth it in McAllen?

At 15.1¢/kWh and 1,784 sun hours, a typical system pays for itself in about 8.8 years and returns roughly $26,517 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in McAllen?

A 7.2 kW system costs about $20,520 before incentives and $14,364 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Texas electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.