Solar panels in Missoula, MT
Roofs in Missoula get about 1,429 hours of usable sunlight a year — less than 63% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.
Check your specific roof in Missoula → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.
What a typical Missoula solar system costs
A 23-panel system (9.2 kW) is about right for an average Missoula home using 10,800 kWh a year. It would produce roughly 11,175 kWh annually and offset 100% of that usage.
| System | Size | kWh/yr | Net cost | Saves/yr | Payback |
|---|---|---|---|---|---|
| 8 panels | 3.2 kW | 3,887 | $6,384 | $470 | 13.6 yrs |
| 12 panels | 4.8 kW | 5,830 | $9,576 | $705 | 13.6 yrs |
| 16 panels | 6.4 kW | 7,774 | $12,768 | $941 | 13.6 yrs |
| 20 panels | 8 kW | 9,717 | $15,960 | $1,176 | 13.6 yrs |
| 26 panels | 10.4 kW | 12,632 | $20,748 | $1,362 | 15.2 yrs |
How we worked this out for Missoula
Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Missoula rooftops.
| # | Step | Result |
|---|---|---|
| 1 | What one panel makes here 400W ÷ 1000 × 1,429 sun hrs × 0.85 system losses |
486 kWh/yr |
| 2 | Panels needed to cover typical usage 10,800 kWh ÷ 486 kWh per panel |
23 panels |
| 3 | System size 23 panels × 400W |
9.20 kW |
| 4 | Annual production 9.20 kW × 1,429 hrs × 0.85 |
11,175 kWh/yr |
| 5 | Installed cost 9,200 W × $2.85 per watt, then −30% federal credit |
$18,354 |
| 6 | Annual saving 3,780 kWh used as generated × 12.1¢ + 7,395 kWh exported × 12.1¢ |
$1,318/yr |
| 7 | Payback $18,354 ÷ $1,318 per year |
13.9 years |
Step 6 matters more than it looks. Only 34% of what a system this size produces in Missoula is used the moment it is generated; the other 7,395 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 13.6 years against the 13.9 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.
Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 12.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.
Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.
Why Missoula gets 1,429 sun hours
That figure comes from Google's analysis of real rooftops across Missoula — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Missoula reaches about 1,522 hours, roughly 7% better than typical.
The numbers behind this page
| Typical usable sunlight | 1,429 hrs/yr |
|---|---|
| Unshaded roof | 1,522 hrs/yr |
| Electricity rate (Montana avg) | 12.1¢/kWh |
| Installed cost assumed | $2.85/W |
| Panel size assumed | 400 W |
| Federal tax credit | 30% |
| Typical household usage | 10,800 kWh/yr |
| Power used as generated | 34% |
| Paid for exported power | full retail (net metering) |
| Rooftops sampled here | 9 |
| Google imagery from | 2016 |
When Missoula actually produces
Annual totals hide the thing that catches people out: 39% of Missoula's yearly sunlight arrives in May–July, and just 11% across November–January.
| Month | Sun hrs | Share of year |
|---|---|---|
| Jan | 51 | |
| Feb | 77 | |
| Mar | 112 | |
| Apr | 151 | |
| May | 181 | |
| Jun | 194 | |
| Jul | 187 | |
| Aug | 163 | |
| Sep | 126 | |
| Oct | 87 | |
| Nov | 57 | |
| Dec | 44 |
That is a severe seasonal swing — Missoula produces roughly 4.4× as much in Jun as in Dec. A system sized to cover your annual usage will overproduce badly in summer and fall well short in winter, so how your utility credits exported power matters more here than in most places.
The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Missoula's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.
How Missoula compares to the other 788 cities
| Measure | Missoula | Rank of 788 |
|---|---|---|
| Usable sunlight | 1,429 hrs | 493rd |
| Sunlight lost to shade | 6% | 291st most |
| Median roof size | 266 m² | 179th largest |
| Electricity rate | 12.1¢ | 693rd highest |
| Payback | 13.9 yrs | 688th fastest |
| Grid carbon | 696 kg/MWh | 219th dirtiest |
What actually stands out about Missoula:
- Older imagery. Google's aerial capture of Missoula dates from 2016. Tree growth and new construction since then are not reflected.
Cities with almost the same sunlight
These are the closest matches to Missoula's 1,429 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.
| City | Sun hrs | Rate | Payback |
|---|---|---|---|
| Fall River, MA | 1,429 | 30.1¢ | 5.6 yrs |
| Lewiston, ME | 1,428 | 24.8¢ | 6.8 yrs |
| Elizabeth, NJ | 1,428 | 19.4¢ | 8.7 yrs |
| Lakewood, NJ | 1,430 | 19.4¢ | 8.7 yrs |
Nearby cities
See all of Montana → statewide sunlight, rates, incentives and every city we've measured.
Missoula solar questions
How many solar panels do I need in Missoula?
About 23 panels for an average home using 10,800 kWh a year. Missoula roofs get 1,429 usable sun hours, so each 400W panel produces roughly 486 kWh annually. A typical Missoula roof fits about 88 panels, so roof space is unlikely to be your limit.
Is solar worth it in Missoula?
At 12.1¢/kWh and 1,429 sun hours, a typical system pays for itself in about 13.9 years and returns roughly $14,599 over a 25-year panel life. That is slower than average, so compare several quotes before committing. Exported power earns full retail credit here.
How much do solar panels cost in Missoula?
A 9.2 kW system costs about $26,220 before incentives and $18,354 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.
Worth reading before you buy
Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Montana electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.