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Solar panels in Bloomington, IL

Roofs in Bloomington get about 1,551 hours of usable sunlight a year — more than 51% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,551Sun hours / yr
21Panels typical
$16,758Cost after credit
9.5 yrPayback
Solar is reasonable in Bloomington, not spectacular. A 9.5-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Bloomington → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Bloomington solar system costs

A 21-panel system (8.4 kW) is about right for an average Bloomington home using 10,800 kWh a year. It would produce roughly 11,074 kWh annually and offset 100% of that usage.

Estimated economics by system size in Bloomington, at 16.3¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,219$6,384 $688 9.3 yrs
12 panels4.8 kW 6,328$9,576 $1,031 9.3 yrs
16 panels6.4 kW 8,437$12,768 $1,375 9.3 yrs
20 panels8 kW 10,547$15,960 $1,719 9.3 yrs
26 panels10.4 kW 13,711$20,748 $1,879 11 yrs

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Bloomington gets 1,551 sun hours

That figure comes from Google's analysis of real rooftops across Bloomington — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Bloomington reaches about 1,629 hours, roughly 5% better than typical.

The numbers behind this page

Typical usable sunlight1,551 hrs/yr
Unshaded roof1,629 hrs/yr
Electricity rate (Illinois avg)16.3¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here12
Google imagery from2023

Nearby cities

See all of Illinois → statewide sunlight, rates, incentives and every city we've measured.

Bloomington solar questions

How many solar panels do I need in Bloomington?

About 21 panels for an average home. Bloomington roofs get 1,551 usable sun hours a year, so each 400W panel produces roughly 527 kWh annually.

Is solar worth it in Bloomington?

At 16.3¢/kWh and 1,551 sun hours, a typical system pays for itself in about 9.5 years and returns roughly $27,531 over 25 years. That is a solid return.

How much do solar panels cost in Bloomington?

A 8.4 kW system costs about $23,940 before incentives and $16,758 after the 30% federal tax credit. Prices vary by installer, roof complexity and equipment.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Illinois electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.