Solar panels in Utica, NY

Roofs in Utica get about 1,371 hours of usable sunlight a year — less than 74% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

Check your specific roof in Utica → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Utica solar system costs

A 24-panel system (9.6 kW) is about right for an average Utica home using 10,800 kWh a year. It would produce roughly 11,187 kWh annually and offset 100% of that usage.

How we worked this out for Utica

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Utica rooftops.

Step 6 matters more than it looks. Only 34% of what a system this size produces in Utica is used the moment it is generated; the other 7,407 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 7.0 years against the 7.2 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 24.3¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Utica gets 1,371 sun hours

That figure comes from Google's analysis of real rooftops across Utica — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Utica reaches about 1,454 hours, roughly 6% better than typical.

The numbers behind this page

When Utica actually produces

Annual totals hide the thing that catches people out: 37% of Utica's yearly sunlight arrives in May–July, and just 12% across November–January.

Utica produces about 3.5× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Utica's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Utica compares to the other 788 cities

What actually stands out about Utica:

• Roof space is the binding constraint. A typical Utica roof fits about 35 panels and a typical home needs 24 — so there is little room to oversize. If you add an EV or heat pump later, plan the array for it now.
• Older imagery. Google's aerial capture of Utica dates from 2016. Tree growth and new construction since then are not reflected.

Cities with almost the same sunlight

These are the closest matches to Utica's 1,371 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

Nearby cities

See all of New York → statewide sunlight, rates, incentives and every city we've measured.

Utica solar questions

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average New York electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.