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Solar panels in Cambridge, MA

Roofs in Cambridge get about 1,404 hours of usable sunlight a year — less than 69% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,404Sun hours / yr
23Panels typical
$18,354Cost after credit
5.6 yrPayback
Solar looks strong in Cambridge. A payback under 8 years is good — you own roughly 19 years of nearly free electricity after that.

Check your specific roof in Cambridge → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Cambridge solar system costs

A 23-panel system (9.2 kW) is about right for an average Cambridge home using 10,800 kWh a year. It would produce roughly 10,979 kWh annually and offset 100% of that usage.

Estimated economics by system size in Cambridge, at 30.1¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 3,819$6,384 $1,149 5.6 yrs
12 panels4.8 kW 5,728$9,576 $1,724 5.6 yrs
16 panels6.4 kW 7,638$12,768 $2,299 5.6 yrs
20 panels8 kW 9,547$15,960 $2,874 5.6 yrs
26 panels10.4 kW 12,411$20,748 $3,372 6.2 yrs

How we worked this out for Cambridge

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Cambridge rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,404 sun hrs × 0.85 system losses
477 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 477 kWh per panel
23 panels
3System size
23 panels × 400W
9.20 kW
4Annual production
9.20 kW × 1,404 hrs × 0.85
10,979 kWh/yr
5Installed cost
9,200 W × $2.85 per watt, then −30% federal credit
$18,354
6Annual saving
3,780 kWh used as generated × 30.1¢  +  7,199 kWh exported × 30.1¢
$3,264/yr
7Payback
$18,354 ÷ $3,264 per year
5.6 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in Cambridge is used the moment it is generated; the other 7,199 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 5.6 years against the 5.6 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 30.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Cambridge gets 1,404 sun hours

That figure comes from Google's analysis of real rooftops across Cambridge — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Cambridge reaches about 1,551 hours, roughly 10% better than typical.

The numbers behind this page

Typical usable sunlight1,404 hrs/yr
Unshaded roof1,551 hrs/yr
Electricity rate (Massachusetts avg)30.1¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here14
Google imagery from2024

When Cambridge actually produces

Annual totals hide the thing that catches people out: 37% of Cambridge's yearly sunlight arrives in May–July, and just 12% across November–January.

Estimated usable sun hours by month in Cambridge (latitude 42.4°)
MonthSun hrsShare of year
Jan 59
Feb 82
Mar 112
Apr 145
May 169
Jun 178
Jul 173
Aug 154
Sep 124
Oct 91
Nov 64
Dec 53

Cambridge produces about 3.4× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Cambridge's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Cambridge compares to the other 788 cities

MeasureCambridge Rank of 788
Usable sunlight1,404 hrs541st
Sunlight lost to shade9%90th most
Median roof size356 m²51st largest
Electricity rate30.1¢77th highest
Payback5.6 yrs11th fastest
Grid carbon445 kg/MWh628th dirtiest

What actually stands out about Cambridge:

  • Shading is a real problem here. Cambridge loses 9% of its potential sunlight to trees, chimneys and neighbouring buildings — the 90th-worst of the 788 cities measured. Panel placement matters more here than in most places, and a roof survey is worth more than a phone quote.
  • Plenty of roof to work with. Typical roofs here fit around 130 panels — roughly 5× what an average home needs. Roof size will not be what limits your system in Cambridge.
  • Large roofs. At a median of 356 m², Cambridge has the 51st-largest typical roof footprint we've measured.
  • Expensive electricity works in your favour. At 30.1¢/kWh, Massachusetts is among the priciest places to buy power — which is exactly what makes generating your own pay back faster.

Cities with almost the same sunlight

These are the closest matches to Cambridge's 1,404 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Kalamazoo, MI 1,40319.1¢ 8.9 yrs
Independence, MO 1,40512.2¢ 13.9 yrs
Ann Arbor, MI 1,40219.1¢ 8.9 yrs
Cranston, RI 1,40228.3¢ 6 yrs

Nearby cities

See all of Massachusetts → statewide sunlight, rates, incentives and every city we've measured.

Cambridge solar questions

How many solar panels do I need in Cambridge?

About 23 panels for an average home using 10,800 kWh a year. Cambridge roofs get 1,404 usable sun hours, so each 400W panel produces roughly 477 kWh annually. A typical Cambridge roof fits about 130 panels, so roof space is unlikely to be your limit.

Is solar worth it in Cambridge?

At 30.1¢/kWh and 1,404 sun hours, a typical system pays for itself in about 5.6 years and returns roughly $63,253 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.

How much do solar panels cost in Cambridge?

A 9.2 kW system costs about $26,220 before incentives and $18,354 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Massachusetts electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.