Solar panels in Quincy, MA
Roofs in Quincy get about 1,521 hours of usable sunlight a year — more than 53% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.
Check your specific roof in Quincy → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.
What a typical Quincy solar system costs
A 21-panel system (8.4 kW) is about right for an average Quincy home using 10,800 kWh a year. It would produce roughly 10,860 kWh annually and offset 100% of that usage.
| System | Size | kWh/yr | Net cost | Saves/yr | Payback |
|---|---|---|---|---|---|
| 8 panels | 3.2 kW | 4,137 | $6,384 | $1,245 | 5.1 yrs |
| 12 panels | 4.8 kW | 6,206 | $9,576 | $1,868 | 5.1 yrs |
| 16 panels | 6.4 kW | 8,274 | $12,768 | $2,491 | 5.1 yrs |
| 20 panels | 8 kW | 10,343 | $15,960 | $3,113 | 5.1 yrs |
| 26 panels | 10.4 kW | 13,446 | $20,748 | $3,450 | 6 yrs |
How we worked this out for Quincy
Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Quincy rooftops.
| # | Step | Result |
|---|---|---|
| 1 | What one panel makes here 400W ÷ 1000 × 1,521 sun hrs × 0.85 system losses |
517 kWh/yr |
| 2 | Panels needed to cover typical usage 10,800 kWh ÷ 517 kWh per panel |
21 panels |
| 3 | System size 21 panels × 400W |
8.40 kW |
| 4 | Annual production 8.40 kW × 1,521 hrs × 0.85 |
10,860 kWh/yr |
| 5 | Installed cost 8,400 W × $2.85 per watt, then −30% federal credit |
$16,758 |
| 6 | Annual saving 3,780 kWh used as generated × 30.1¢ + 7,080 kWh exported × 30.1¢ |
$3,255/yr |
| 7 | Payback $16,758 ÷ $3,255 per year |
5.1 years |
Step 6 matters more than it looks. Only 35% of what a system this size produces in Quincy is used the moment it is generated; the other 7,080 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 5.1 years against the 5.1 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.
Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 30.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.
Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.
Why Quincy gets 1,521 sun hours
That figure comes from Google's analysis of real rooftops across Quincy — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Quincy reaches about 1,584 hours, roughly 4% better than typical.
The numbers behind this page
| Typical usable sunlight | 1,521 hrs/yr |
|---|---|
| Unshaded roof | 1,584 hrs/yr |
| Electricity rate (Massachusetts avg) | 30.1¢/kWh |
| Installed cost assumed | $2.85/W |
| Panel size assumed | 400 W |
| Federal tax credit | 30% |
| Typical household usage | 10,800 kWh/yr |
| Power used as generated | 35% |
| Paid for exported power | full retail (net metering) |
| Rooftops sampled here | 9 |
| Google imagery from | 2024 |
When Quincy actually produces
Annual totals hide the thing that catches people out: 37% of Quincy's yearly sunlight arrives in May–July, and just 13% across November–January.
| Month | Sun hrs | Share of year |
|---|---|---|
| Jan | 64 | |
| Feb | 89 | |
| Mar | 122 | |
| Apr | 157 | |
| May | 182 | |
| Jun | 193 | |
| Jul | 187 | |
| Aug | 167 | |
| Sep | 134 | |
| Oct | 98 | |
| Nov | 70 | |
| Dec | 57 |
Quincy produces about 3.4× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.
The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Quincy's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.
How Quincy compares to the other 788 cities
| Measure | Quincy | Rank of 788 |
|---|---|---|
| Usable sunlight | 1,521 hrs | 370th |
| Sunlight lost to shade | 4% | 517th most |
| Median roof size | 164 m² | 497th largest |
| Electricity rate | 30.1¢ | 80th highest |
| Payback | 5.1 yrs | 6th fastest |
| Grid carbon | 445 kg/MWh | 636th dirtiest |
What actually stands out about Quincy:
- Sunnier than the rest of Massachusetts. Quincy roofs get 8% more usable sunlight than the typical Massachusetts city we've measured — statewide averages will understate what you can expect here.
- Expensive electricity works in your favour. At 30.1¢/kWh, Massachusetts is among the priciest places to buy power — which is exactly what makes generating your own pay back faster.
Cities with almost the same sunlight
These are the closest matches to Quincy's 1,521 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.
| City | Sun hrs | Rate | Payback |
|---|---|---|---|
| Elgin, IL | 1,521 | 16.3¢ | 9.5 yrs |
| Rochester, MN | 1,522 | 14.8¢ | 10.5 yrs |
| St. Louis, MO | 1,522 | 12.2¢ | 12.7 yrs |
| La Crosse, WI | 1,522 | 17.3¢ | 9 yrs |
Nearby cities
See all of Massachusetts → statewide sunlight, rates, incentives and every city we've measured.
Quincy solar questions
How many solar panels do I need in Quincy?
About 21 panels for an average home using 10,800 kWh a year. Quincy roofs get 1,521 usable sun hours, so each 400W panel produces roughly 517 kWh annually. A typical Quincy roof fits about 59 panels, so roof space is unlikely to be your limit.
Is solar worth it in Quincy?
At 30.1¢/kWh and 1,521 sun hours, a typical system pays for itself in about 5.1 years and returns roughly $64,625 over a 25-year panel life. That is a solid return, and it improves further if electricity prices rise. Exported power earns full retail credit here.
How much do solar panels cost in Quincy?
A 8.4 kW system costs about $23,940 before incentives and $16,758 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.
Worth reading before you buy
Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Massachusetts electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.