Solar panels in McKinney, TX

Roofs in McKinney get about 1,759 hours of usable sunlight a year — more than 78% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

Check your specific roof in McKinney → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical McKinney solar system costs

A 19-panel system (7.6 kW) is about right for an average McKinney home using 10,800 kWh a year. It would produce roughly 11,363 kWh annually and offset 100% of that usage.

How we worked this out for McKinney

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from McKinney rooftops.

Step 6 matters more than it looks. Only 33% of what a system this size produces in McKinney is used the moment it is generated; the other 7,583 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 8.8 years against the 9.2 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 15.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why McKinney gets 1,759 sun hours

That figure comes from Google's analysis of real rooftops across McKinney — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in McKinney reaches about 1,789 hours, roughly 2% better than typical.

The numbers behind this page

When McKinney actually produces

Annual totals hide the thing that catches people out: 33% of McKinney's yearly sunlight arrives in May–July, and just 16% across November–January.

Output is unusually steady — only about 2.3× between Jun and Dec. McKinney is close enough to the equator that seasonal variation is mild, which makes sizing a system considerably more predictable.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at McKinney's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How McKinney compares to the other 788 cities

What actually stands out about McKinney:

• Unusually open roofs. Only 2% of available sunlight is lost to obstruction in McKinney — better than all but 49 of the 788 cities measured. Most roofs here get close to their theoretical maximum.

Cities with almost the same sunlight

These are the closest matches to McKinney's 1,759 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

Nearby cities

See all of Texas → statewide sunlight, rates, incentives and every city we've measured.

McKinney solar questions

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Texas electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.