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Solar panels in Stillwater, OK

Roofs in Stillwater get about 1,732 hours of usable sunlight a year — more than 76% of the cities we've measured. Here's what that means in cost, savings and payback, using real rooftop data rather than a national average.

1,732Sun hours / yr
19Panels typical
$15,162Cost after credit
11.5 yrPayback
Solar is reasonable in Stillwater, not spectacular. A 11.5-year payback still beats most savings accounts over the panel's 25-year life, but it is not the slam dunk you'll see advertised.

Check your specific roof in Stillwater → City averages are a starting point; your own roof's size, pitch and shading change the answer a lot.

What a typical Stillwater solar system costs

A 19-panel system (7.6 kW) is about right for an average Stillwater home using 10,800 kWh a year. It would produce roughly 11,189 kWh annually and offset 100% of that usage.

Estimated economics by system size in Stillwater, at 12.1¢/kWh after the 30% federal tax credit
SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 4,711$6,384 $570 11.2 yrs
12 panels4.8 kW 7,067$9,576 $855 11.2 yrs
16 panels6.4 kW 9,422$12,768 $1,140 11.2 yrs
20 panels8 kW 11,778$15,960 $1,336 11.9 yrs
26 panels10.4 kW 15,311$20,748 $1,443 14.4 yrs

How we worked this out for Stillwater

Every number on this page comes from these seven steps. Nothing is a national average — the sunlight figure is measured from Stillwater rooftops.

#StepResult
1What one panel makes here
400W ÷ 1000 × 1,732 sun hrs × 0.85 system losses
589 kWh/yr
2Panels needed to cover typical usage
10,800 kWh ÷ 589 kWh per panel
19 panels
3System size
19 panels × 400W
7.60 kW
4Annual production
7.60 kW × 1,732 hrs × 0.85
11,189 kWh/yr
5Installed cost
7,600 W × $2.85 per watt, then −30% federal credit
$15,162
6Annual saving
3,780 kWh used as generated × 12.1¢  +  7,409 kWh exported × 12.1¢
$1,319/yr
7Payback
$15,162 ÷ $1,319 per year
11.5 years

Step 6 matters more than it looks. Only 34% of what a system this size produces in Stillwater is used the moment it is generated; the other 7,409 kWh is exported and credited one-for-one under net metering. Because exports here are credited at or near retail, that split changes the payback very little — 11.2 years against the 11.5 we show. In places where exports pay a fraction of retail the same split moves payback by years, which is why we model it explicitly rather than assuming.

Assumptions: 400W panels, 15% system losses (inverter, wiring, heat, soiling), $2.85/W installed, 10,800 kWh typical annual household use, 12.1¢/kWh electricity. Change any of those and every figure above moves — which is exactly why a single national "solar costs X" number is misleading.

Notice that payback barely improves as systems get bigger, and eventually gets worse. That's because you can only save money on electricity you were going to buy anyway. Once a system covers your usage, extra panels mostly generate exports at a much lower rate.

Why Stillwater gets 1,732 sun hours

That figure comes from Google's analysis of real rooftops across Stillwater — it already accounts for shading from trees, chimneys and neighbouring buildings, which is why it's lower than the raw "hours of daylight" figures you'll see elsewhere. An unusually open, unshaded roof in Stillwater reaches about 1,791 hours, roughly 3% better than typical.

The numbers behind this page

Typical usable sunlight1,732 hrs/yr
Unshaded roof1,791 hrs/yr
Electricity rate (Oklahoma avg)12.1¢/kWh
Installed cost assumed$2.85/W
Panel size assumed400 W
Federal tax credit30%
Typical household usage10,800 kWh/yr
Power used as generated34%
Paid for exported powerfull retail (net metering)
Rooftops sampled here13
Google imagery from2016

When Stillwater actually produces

Annual totals hide the thing that catches people out: 34% of Stillwater's yearly sunlight arrives in May–July, and just 15% across November–January.

Estimated usable sun hours by month in Stillwater (latitude 36.1°)
MonthSun hrsShare of year
Jan 86
Feb 111
Mar 142
Apr 173
May 195
Jun 203
Jul 198
Aug 181
Sep 153
Oct 120
Nov 91
Dec 79

Stillwater produces about 2.6× as much in Jun as in Dec — a normal mid-latitude swing. Expect real winter shortfall and summer surplus rather than steady year-round output.

The annual total is measured from Google's rooftop imagery. Its split across months is calculated from solar geometry at Stillwater's latitude, not separately measured, so treat the monthly figures as the shape of a typical year rather than a forecast.

How Stillwater compares to the other 788 cities

MeasureStillwater Rank of 788
Usable sunlight1,732 hrs190th
Sunlight lost to shade3%604th most
Median roof size102 m²698th largest
Electricity rate12.1¢723rd highest
Payback11.5 yrs482nd fastest
Grid carbon758 kg/MWh202nd dirtiest

What actually stands out about Stillwater:

  • Cheap electricity is the headwind. Oklahoma power costs about 12.1¢/kWh. Low rates are good news generally, but they lengthen solar payback — there is simply less bill to displace.
  • Older imagery. Google's aerial capture of Stillwater dates from 2016. Tree growth and new construction since then are not reflected.

Cities with almost the same sunlight

These are the closest matches to Stillwater's 1,732 usable sun hours from other states and provinces. Same sunlight, different electricity prices — which is usually what decides whether solar is worth it.

CitySun hrs RatePayback
Kenner, LA 1,73212.1¢ 11.5 yrs
Hialeah, FL 1,73415.3¢ 9.1 yrs
Sunrise, FL 1,73015.3¢ 9.1 yrs
Rapid City, SD 1,73412.3¢ 11.3 yrs

Nearby cities

See all of Oklahoma → statewide sunlight, rates, incentives and every city we've measured.

Stillwater solar questions

How many solar panels do I need in Stillwater?

About 19 panels for an average home using 10,800 kWh a year. Stillwater roofs get 1,732 usable sun hours, so each 400W panel produces roughly 589 kWh annually. A typical Stillwater roof fits about 37 panels, so check your usable roof area before assuming that many will fit.

Is solar worth it in Stillwater?

At 12.1¢/kWh and 1,732 sun hours, a typical system pays for itself in about 11.5 years and returns roughly $17,802 over a 25-year panel life. That is slower than average, so compare several quotes before committing. Exported power earns full retail credit here.

How much do solar panels cost in Stillwater?

A 7.6 kW system costs about $21,660 before incentives and $15,162 after the 30% federal tax credit. That works out near $2.85 per watt installed. Roof pitch, shading, electrical panel upgrades and equipment choice move the price most, which is why quotes for the same house can differ by thousands.

Worth reading before you buy

Estimates only, generated 2026-08-22 from Google Solar API rooftop samples and average Oklahoma electricity rates. Not a quote and not financial advice. Your roof, usage, utility plan and local incentives will change these numbers — get real quotes before buying.